Changes

<onlyinclude>Since the Great Recession of the late 2000’s, [[:Small businessBusiness]] owners have encountered difficulties in ascertaining capital. This difficulty has a pervasive effect on small business owners’ ability to not only start, but grow. Small business owners have, when surveyed, indicated that sparse access to capital is the primary threat to small business growth. Slimming credit availability, rising student debt, and ineffective regulation have culminated in an industry-wide decline in access to capital for small business.</onlyinclude>