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*Women owners use different sources of financing relative to men. Women are more likely to launch their businesses with large amounts of owner-provided equity and smaller amounts of outsider equity and outside sources of financing such as bank loans, angel investments and venture capital for their business ventures. This might be explained in two ways. On the one hand, women appears to use outside financial sources less frequently may suggest that is their preference. On the other hand, the less frequent outside financial utilization can be seen as women are more likely to be turned down for outside financing or do not apply for outside financing because they fear being turned down.
Challenges Women Entrepreneurs Face (Wiki Page) (view source)
Revision as of 17:07, 9 June 2016
, 17:07, 9 June 2016no edit summary
*Women owners are more risk averse than men, especially on financial risks and business ventures.
*Women owners face lending discrimination when they operate in national instead of local markets. Study shows that women-owned businesses are viewed as more risky than white men owned businesses operated in the same market with the same observable credit characteristics[http://www.sciencedirect.com/science/article/pii/S0094119007000320].
*Women owners use different sources of financing relative to men. Women are more likely to launch their businesses with large amounts of owner-provided equity and smaller amounts of outsider equity and outside sources of financing such as bank loans, angel investments and venture capital for their business ventures. This might be explained in two ways. On the one hand, women appears to use outside financial sources less frequently may suggest that is their preference. On the other hand, the less frequent outside financial utilization can be seen as women are more likely to be turned down for outside financing or do not apply for outside financing because they fear being turned down.
===Effects===
=Lack of Mentorship=
==Reasons==
(Resource:[https://www.dol.gov/wb/media/Women-Owned_Businesses_in_The_21st_Century.pdf Women Owned Businesses in 21st Century]prepared by U.S Department of Commerce Economics and Statistics Administration in Oct.2010) This is a very comprehensive report on women owned businesses in the US, concerning both status of women owned businesses and the role of gender in business ownership.
