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===SBA actual versus enacted spending in 7(a) loan program===
FY2013
[[Image:Screen Shot 2016-01-13 at 4.39.54 PM.png|400x400px]]
FY2014
[[Image:Screen Shot 2016-01-13 at 4.51.05 PM.png|400x400px]]
→SBA actual versus enacted spending in 7(a) loan program
*In 2015 the SBA approved 63,461 7(a) loans for a sum of $23.58b at an average of $371k. The total of all loans guaranteed was $111.769b with a bad debt rate (called charged off) of less than 1 per cent. [http://www.brw.com.au/p/business/why_we_should_clone_america_small_Y2ehdTvAi81O87SOECPr9H| ]
*7(a) program is targeted towards larger companies with 2-3 years of experience. This loan is not geared towards startups or "smaller" large businesses, as evidenced by the average loan size of $317,000. [http://www.brw.com.au/p/business/why_we_should_clone_america_small_Y2ehdTvAi81O87SOECPr9H| ]
==8(a) Business Development Program==
*Target towards certified socially and economically disadvantaged companies (socially disadvantaged meaning racially and/or ethnically disadvantaged).
