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|Contact Phone Number=(713) 845-2400
|email=info@hbdinc.org
|Project=[[Guide to Small Business Development Ecosystem of in Houston]]
|Networking=no
|Education=yes
|Accessibility=High
}}
''Return to'' [[Small Business Development Ecosystem of Houston]].
The Houston Business Development, Inc. aims to stimulate economic growth, support small business expansion, and foster opportunities for low- and middle-income citizens in the Houston area. As a community lending organization, HBDi provides entrepreneurs and small business owners with access to capital and resources to start and expand their businesses. Since its establishment in 1986, it has provided approximately $82 million in small business loans in Houston, creating nearly 2,500 jobs for low- and middle-income Houstonians.
==Services==
===LoansLoan Programs===
====Small Business Loan====
Loans from $5,000 up to $500,000<br />Working capital, Equipment, Furniture & fixtures and Real estate<br />Up up to 25 -year terms, fixed rates determined on a case-by-casebasis<br />Requirements: working capital, equipment, furniture & fixtures and real estate<br /> 
====Fast Track Loan====
Loans from $5,000 up to $25,000<br />Seven , seven-year term<br />Three day processingterms, low-fixed rates, three day processing<br />Includes Management management and Technical technical assistance<br /> 
====Start-Up Business Loan====
Up Loans up to $150,000<br />, 33% Equity injection<br />Relevant Industry ExperienceRequirements: relevant industry experience, detailed business plan, sufficient cashflow and collateral<br />Detailed Business Plan<br />Sufficient Cashflow and Collateral<br />
====SBA 504 Loan====
Up Loans up to $5 million<br />Commercial Real Estate, Renovations and Heavy Equipment<br />10% Down down payment, interest rates fixed below market rates<br />Fixed below market rates of interestRequirements: loan must be used to finance commercial real estate, renovations, or heavy equipment<br />
===Classes===
Professionals Experienced professionals from [[Score Houston|SCORE]], Houston Business Development, Inc. and other agencies are on hand to conduct classes covering a variety of topics including:<br />*Managing Your Cash Flowcash flows<br />*How to Get A Small Business Loanget small business loans<br />*Record Keeping for Small Businesseskeeping<br />*Understanding Your Credit Reportcredit reports<br />*Low Budget Advertising & Marketing-budget advertising and marketing<br />*Planning For Your Business Growthfor business growth<br /> [[category:Public]]

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