Changes

*Some experts say that '''looking to lower health-care costs significantly isn't realistic for many firms''' and that slowing increases is more realistic. [http://www.cnbc.com/2015/01/08/5-smart-ways-small-firms-can-slash-health-care-costs.html (CNBC)]

**"Reducing your cost over time from one year to the next is probably an unrealistic standard. A company that is keeping its benefits costs in line with its compensation costs is probably doing exactly right." -Alan Cohen, chief strategy officer and co-founder of Liazon

===Ways small businesses can save on healthcare===

Following information from [http://www.cnbc.com/2015/01/08/5-smart-ways-small-firms-can-slash-health-care-costs.html (CNBC)] unless otherwise noted.

====Negotiate private plans====

*Some private insurance premiums are negotiable, especially in the 50-99 employee range.