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→Options for small businesses with fewer than 50 FTE that still choose to provide health care
*converting their employee group plans into individual employer-sponsored plans, such as Health Savings Accounts or Health Reimbursement Accounts (HSA’s and HRA’s)
*switching to direct primary care
*or using Workplace Wellness Programs
[http://www.cnbc.com/2015/01/08/5-smart-ways-small-firms-can-slash-health-care-costs.html].
