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<onlyinclude>[[Image:obama's signature.jpg|250px|right]] The Patient Protection and Affordable Care Act was passed by Congress and signed into law by President Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act Amendment, the law replaced the health care system in the United States, expanding Medicaid and Medicare, and requiring health insurance overage for all by insurance companies, whether privately or public funded. One important concern with the Patient Protection and [[Affordable Care Act]] by the media and the bill’s adversaries is that “Obamacare” will kill [[Small Business]].  While the ACA can and will has negatively impact impacted some small businesses, the actual harm of Obamacare regulations and mandates to small businesses, however, depends entirely on what is considered a small business. The effect of Obamacare on small businesses varies vastly between firms of different composition and size within their workforces (i.e. number of full time employees, average wages, state where the business is operated). While the cost of providing health care insurance has assuredly risen, health insurance premiums have been on the rise for many years [http://obamacarefacts.com/obamacare-small-business/]. The visible effect of Obamacare on small businesses is not necessarily seen in abandonment of plans to grow a business or death of businesses themselves, but, rather, in the slowing or decrease in hiring of employees and cutting of employee hours. </onlyinclude>
=='''How the ACA really affects small businesses'''==
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